00Pay Merchant Services Fees

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The following tabulates our general fee structure.

Calculating the Merchant Discount Rate (MDR) Low Risk High Risk
Payment Gateway fee 1.9 % of sales 3.4 % of sales
Card Processing fee 1.0 - 3.0 % of sales 2.0 - 6.0 % of sales

Accepting credit and debit card payments on your website incurrs both a Payment Gateway fee and a Card Processing fee. These two components added together is the Merchant Discount Rate (MDR) that we offer our clients.

Individual Item Fees Amount (USD/EUR)
Setup fee 200.00 - 500.00
Transaction fee 0.20 (low risk) - 0.80 (high risk)
Refund $ 3.00
Chargeback $ 28.00 - $ 45.00*
* The exact rate depends on our bank. We do not bill for chargebacks provided we are successful at defending the dispute. We must have proof of delivery of the goods or service.

For example if you are categorized as a Low risk merchant with a Card Processing fee set to 1.5% and you make a sale of $100, your account will be credited as follows:

$100 (sale) - $1.90 (gateway fee) - $1.50 (card processing fee) - $0.50 (transaction fee) = $96.10

Monthly, bi-monthly and weekly payouts available by wire with 12 days delay. Minimum wire is $ 1,000 USD.

Special Service Fees are applicable on a case-by-case basis if your business type does not fall into one of our standard categories. Standard categories include both high risk and low risk. Please contact us or pre-apply to find out more.

Quick Pre-Approval for Accepting Credit Cards on Your Website(s)

Your Email:

Primary Website URL:

Expected Sales per Month:

Company Incorporated/Registered in:

Accepting Credit Card Payments: